Payment security

Payment security is fundamental to Radium Store. This page explains in detail how your financial information is protected and why you can trust that your payment credentials are never exposed to us.

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The key point: We never see your card details

When you pay with a credit or debit card on Radium Store, the card form lives inside PayPal’s secure checkout window — PayPal’s official page, not ours. This is not just a policy; it is how the entire payment system is designed. Here is what happens when you pay with a card through PayPal:

1. You click the PayPal button and PayPal’s secure checkout (paypal.com) opens in its own window
2. You enter your card details directly into PayPal’s secure form
3. PayPal encrypts and processes the payment with your card issuer
4. PayPal sends Radium Store only a confirmation that payment was successful
5. The PayPal window closes and your order page shows the confirmation

At no point does your card number, expiration date, or security code pass through Radium Store servers. We never see it. We cannot see it. The system does not allow it.

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How PayPal protects your card information

PayPal is one of the world’s largest payment processors, handling over $1.36 trillion in payment volume annually. When you pay through PayPal—whether using your PayPal balance or a card—your financial information stays with PayPal.

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What PayPal’s merchant protection means for you

According to PayPal’s official documentation, merchants (like Radium Store) receive only:

• A transaction ID confirming the payment
• The payment amount
• Your PayPal email address (if you used a PayPal account)
• Basic transaction status information

Merchants do not receive:

• Your full card number
• Your card expiration date
• Your card security code (CVV/CVC)
• Your billing address details
• Your bank account information
• Your PayPal password

This is by design. PayPal operates as what the payment industry calls a “payment gateway” or “payment facilitator.” Their entire business model depends on keeping your financial information secure and never exposing it to merchants.

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Official documentation and proof

PayPal publishes extensive documentation about their security practices. Here are official resources you can review: PayPal Security Center: https://www.paypal.com/us/security - PayPal’s official security information page explaining their protection measures. PayPal Privacy Policy: https://www.paypal.com/privacy-center - Details what information PayPal shares with merchants (which does not include your card details). How PayPal Works for Buyers: https://www.paypal.com/us/webapps/mpp/how-paypal-works - Official explanation of how your information stays protected when you pay. From PayPal’s security documentation:

“When you pay with PayPal, your financial information is never shared with the seller.”

This statement comes directly from PayPal and applies to all transactions, including card payments made through PayPal checkout.

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Technical explanation: Why we cannot access your card

The payment flow is designed at a technical level to prevent merchants from accessing card data: PayPal-hosted checkout: When you click “Pay with PayPal,” PayPal’s checkout opens in its own window or overlay, hosted on PayPal’s servers and secured by PayPal’s SSL certificate. The card form you fill out belongs to PayPal — it is never a form on our page. No card data transmission to merchants: PayPal’s API for merchants uses tokens and transaction IDs. There is no API endpoint that would allow us to request your card details, even if we wanted to. PayPal simply does not offer that capability. PCI DSS compliance architecture: PayPal is PCI DSS Level 1 certified—the highest level of payment card industry security certification. Part of how they maintain this certification is by architecturally preventing card data from reaching merchants.

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How each payment method protects you

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Credit and debit cards (via PayPal)

When you pay with a card through PayPal:

• You enter card details in PayPal’s secure checkout
• PayPal encrypts and processes the payment
• Radium Store receives only a transaction confirmation
• Your card details never touch our systems

What we receive: Transaction ID, payment amount, confirmation of success. What we never receive: Card number, expiration date, CVV, billing address.

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PayPal balance

When you pay with your PayPal balance:

• You authorize payment inside PayPal’s checkout
• Your PayPal credentials never leave PayPal
• We receive only confirmation of payment

What we receive: Transaction ID, payment amount, your PayPal email. What we never receive: PayPal password, linked account details.

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UPI (India)

UPI payments are processed through Razorpay:

• You authorize in your UPI app using your PIN
• Your UPI PIN never leaves your device
• We receive only confirmation of the transfer

What we receive: Transaction reference, payment amount. What we never receive: UPI PIN, bank account details.

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Litecoin

Cryptocurrency payments work on the blockchain via NOWPayments:

• You send LTC from your wallet using your private keys
• Your wallet credentials never leave your device
• We see only the incoming transaction

What we receive: Transaction hash, payment amount. What we never receive: Private keys, wallet passwords.

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What this means in practice

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If Radium Store were ever breached

In the hypothetical scenario of a security breach at Radium Store, your payment credentials would remain completely safe because:

• We do not have your card numbers—PayPal does
• We do not have your PayPal password—PayPal does
• We do not have your UPI PIN—your bank does
• We do not have your crypto keys—your wallet does

The most sensitive information on our systems is your email address and Discord username. Your financial data simply is not here to steal.

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You can verify this yourself

When you reach the payment step:

1. The PayPal checkout runs on PayPal’s domain — you can see it in the popup window’s address bar
2. The SSL certificate (padlock icon) shows PayPal’s certificate, not ours
3. Any card form you fill out is PayPal’s form

This is not a claim you need to take on faith. You can observe it directly every time you make a payment.

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Additional security measures

Beyond payment architecture, Radium Store implements: HTTPS everywhere: All connections to our site use modern TLS encryption. Secure session handling: Login sessions use HttpOnly cookies that cannot be accessed by JavaScript. Fraud monitoring: We watch for suspicious activity patterns. Discord OAuth security: We never see your Discord password—Discord handles authentication.

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Common questions

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Summary

Your payment security on Radium Store is guaranteed by the fact that we use PayPal as our payment gateway. Your card information goes directly to PayPal, is processed by PayPal, and stays with PayPal. We receive only confirmation that you paid—nothing more. This is not a promise or a policy. It is how the payment system is built. There is no mechanism for us to access your card details even if we wanted to.

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