> ## Documentation Index
> Fetch the complete documentation index at: https://docs.radiumstore.org/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment methods

> Overview of all accepted payment methods on Radium Store

Radium Store accepts multiple payment methods to accommodate customers worldwide. This page provides an overview, with detailed instructions for each method in the linked pages.

## Available payment methods

<CardGroup cols={2}>
  <Card title="PayPal" icon="paypal" href="/paypal">
    PayPal balance, cards, and linked banks. Available worldwide, charged in USD.
  </Card>

  <Card title="Credit & Debit Cards" icon="credit-card" href="/cards">
    Visa, Mastercard, American Express, and Discover — processed through PayPal.
  </Card>

  <Card title="UPI" icon="building-columns" href="/upi">
    Available for customers in India. All UPI apps supported, charged in INR.
  </Card>

  <Card title="Cryptocurrency" icon="bitcoin" href="/crypto">
    Litecoin (LTC) via NOWPayments. Charged in USD, auto-confirms in 5–15 minutes.
  </Card>
</CardGroup>

## Choosing a payment method

Consider these factors when selecting how to pay:

**Speed**: PayPal and card payments confirm instantly. UPI confirms within seconds. Litecoin needs blockchain confirmations — typically 5–15 minutes.

**Availability**: PayPal and cards work globally. UPI is for India. Litecoin works anywhere but requires a crypto wallet.

**Fees**: there are none on our side — every method shows **Processing fee: Free** at checkout. Your bank, PayPal, or wallet may apply their own conversion or network fees on their side.

## Payment security

All payment processing is handled by established, trusted providers:

* **PayPal and cards**: processed directly through PayPal
* **UPI**: processed through Razorpay
* **Crypto**: processed through NOWPayments

Your payment information is never stored on Radium Store servers. See [Payment security](/payment-security) for detailed information about how your financial data is protected.

## Regional availability

| Payment Method     | Availability | Charged in |
| ------------------ | ------------ | ---------- |
| PayPal             | Worldwide    | USD        |
| Cards (via PayPal) | Worldwide    | USD        |
| UPI                | India        | INR        |
| Litecoin           | Worldwide    | USD        |

## Failed payments

If a payment fails, you can:

1. Try the same payment method again
2. Select a different payment method
3. Contact support on [Discord](https://discord.gg/TfKV8Xeh2r) if the issue persists

Common reasons for payment failure:

* Insufficient funds
* Card declined by issuer
* Payment timeout
* Network connectivity issues

Your order stays in **Awaiting payment** until it is paid or expires — unpaid orders are held for 24 hours. You will not be charged for failed payment attempts.

***

Select a payment method above to view detailed instructions, or continue to [PayPal](/paypal) to start with the most common option.