> ## Documentation Index
> Fetch the complete documentation index at: https://docs.radiumstore.org/llms.txt
> Use this file to discover all available pages before exploring further.

# Credit and debit cards

> Pay for your Pokécoins using a credit or debit card through PayPal

You can pay for your Pokécoins using a credit or debit card through PayPal's secure checkout. This option is available even if you do not have a PayPal account.

## Accepted cards

Through PayPal, you can pay with:

* Visa
* Mastercard
* American Express
* Discover
* Any other recognised card accepted by PayPal

Both credit and debit cards are accepted. Prepaid cards may also work depending on the issuer and region.

## How to pay with a card

<Steps>
  <Step title="Select PayPal at checkout">
    On the payment method step, choose **PayPal** — card payments go through PayPal's gateway.
  </Step>

  <Step title="Open PayPal checkout">
    Click the embedded **PayPal button** on the payment step. PayPal's secure checkout opens in a popup window — this is PayPal's official page where all payment processing occurs.
  </Step>

  <Step title="Select card payment option">
    On PayPal's checkout, look for the option to pay with a debit or credit card — typically **Pay with Debit or Credit Card**.

    Click it to proceed without logging into a PayPal account (where available). Otherwise, log into your PayPal account and pay with a saved card.
  </Step>

  <Step title="Enter card details">
    PayPal displays a secure form for your card information:

    * Card number
    * Expiration date
    * Security code (CVV/CVC)
    * Billing address

    Enter your card details directly into PayPal's form.
  </Step>

  <Step title="Complete payment">
    Review the payment amount and confirm. PayPal processes the transaction and the popup closes.
  </Step>

  <Step title="View confirmation">
    Your order page updates to paid within seconds and continues to the confirmation screen showing order status and delivery progress.
  </Step>
</Steps>

## Why cards are processed through PayPal

All card payments on Radium Store are processed through PayPal's payment gateway. This provides several benefits:

**Established security**: PayPal has processed payments for over two decades and handles billions of dollars in transactions. Their security infrastructure is world-class.

**No card data on our servers**: Your card information is entered directly into PayPal's checkout, not on Radium Store. We never see, handle, or store your card details.

**Buyer protection**: PayPal offers buyer protection programs that can help resolve disputes if issues arise.

**Wide card acceptance**: PayPal accepts cards from most countries and handles currency conversion automatically.

## Card security

When you enter your card details in PayPal's checkout:

1. You are on PayPal's secure window (the checkout is PayPal-hosted)
2. Your card information is encrypted and sent directly to PayPal
3. PayPal processes the payment with your card issuer
4. Radium Store receives only a confirmation that payment was successful

**Radium Store never receives your card number, expiration date, or security code.** We only receive a transaction ID confirming the payment was completed.

See [Payment security](/payment-security) for detailed information about how your financial data is protected.

## Processing time

Card payments through PayPal typically process within seconds. You see the result immediately after confirming payment on PayPal's page.

## Why cards may be declined

Cards can be declined for several reasons:

**Insufficient funds**: The card does not have enough available credit or balance.

**Bank restrictions**: Your bank may block transactions to PayPal or international transactions.

**Incorrect details**: The card number, expiration date, or security code was entered incorrectly.

**Card not supported**: Some card types or issuers may not be accepted by PayPal in certain regions.

**Fraud prevention**: The bank flagged the transaction as potentially fraudulent.

### If your card is declined

1. Verify all card details are entered correctly
2. Check with your bank if there are any holds or restrictions on your card — you may have to notify your bank about this transaction
3. Try a different card
4. Use an alternative payment method such as PayPal balance or UPI

## Refunds

Refunds for card payments made through PayPal are returned to the original card. Processing time varies by bank but typically takes 5-10 business days to appear on your statement.

***

Learn about UPI payments in [UPI](/upi).